tag:blogger.com,1999:blog-47267047708162444782024-03-04T22:53:54.241-08:0040licious40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.comBlogger439125tag:blogger.com,1999:blog-4726704770816244478.post-54066759535016238692014-02-07T16:40:00.000-08:002014-02-07T16:40:20.488-08:00WE'RE DONE HERE!<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
40licious has become SWERVE and has moved all the way over <a href="http://digital.copcomm.com/i/253816/41">here</a>. Please come visit <a href="http://www.swerve.vanessamcgrady.com/">www.swerve.vanessamcgrady.com</a> for the cool new blog and a more streamlined operation. Thank you for visiting. </div>
40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-17202003939540607402014-01-10T22:57:00.001-08:002014-01-11T09:29:48.282-08:00One little thing every day<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Elmo is over</td></tr>
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Two things with Grace: This week she stopped asking me to carry her to school, which is one block away. She does this funny kind of skip-gallop-prance walk while holding my hand. It made me a little sad, but after all, I'm the one who hoists her up and says, "Someday you're going to be too big and Mommy's not going to be able to carry you to school." Maybe that day came. I don't want to think about a time when she doesn't bear hug me in her towel when I lift her out of the bath, or when she stops putting her little arms around my neck to try to get me to stay a little longer when I put her to bed, or when she no longer sighs a sleepy breath when I climb in next to her and hold her hand, her tiny fingers curling around mine.<br />
<br />
Last night, as we were cleaning out drawers of clothes she's outgrown to give to her friend Piper. Grace held her Elmo doll for a moment, and then put it on the pile of clothes. "It's Piper's turn to have Elmo," she said. "Are you sure?" I asked, "Elmo's been a great friend to you." "Yes, I'm sure."<br />
<br />
Elmo is over.<br />
<br />
***<br />
<br />
I bought a tiny rosebush with small buds, some open, at Trader Joe's tonight and the girl at the checkout asked me if I was buying it for myself. I nodded. Then she told me, "Pay attention to the open ones." And then she looked deeply into my eyes. We had some kind of momentary connection, and after I paid she shook my hand and said she hoped she'd see me again. I am not sure what that means or what the metaphor is here, but, OK, I will pay attention to the open flowers.<br />
<br />
***<br />
<br />
After Trader Joe's, I went to an event for a super cool and funny writer named <a href="http://www.cindychupack.com/CC/the_one-page_site_of_cindy_chupack.html" target="_blank">Cindy Chupack</a>. She worked on a couple little shows you may have heard of, like <i>Sex and the City</i> and <i>Everybody Loves Raymond</i>. She wrote some <a href="http://www.amazon.com/Cindy-Chupack/e/B001HCXSLI/ref=ntt_athr_dp_pel_1" target="_blank">books</a>. As she signed mine, I mentioned to her that I just had a piece published in Motherlode about <a href="http://parenting.blogs.nytimes.com/2013/12/26/the-birth-parents-move-in/?_r=1" target="_blank">Grace's birth parents moving in</a>, and that I was so inspired by her talk and wanted to figure out how to keep that momentum up. And she asked me to send her the link. Which made me really, really happy. I decided in the parking lot on the way out that every day, I will do something, even if it's a little thing, to move my work forward.<br />
<br />
<br />
<br />
On the drive home, I missed my dad and wished he could be around to read my stuff, to tell me to fight for better contracts, to give me the hug I haven't had for 10 years. As I got off the 2 to the 134 West, I realized I'd absently had been holding my fist up, curled around my dad's fingers, which I imagined coming from somewhere above. <br />
<br />
***<br />
<br />
Tomorrow I go blonde.<br />
<br /></div>
40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-71757951890850451472013-12-12T22:09:00.000-08:002013-12-12T22:15:00.661-08:00Some things about Christmas 2013<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">This is Grace's portrait of Bridgett and Bill. Which is so crazy perfect, if you know them.</td></tr>
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1. My dad died 10 years ago today. You don't really recover from something like that. I was really sad for the past couple weeks and felt all "dumpy mom," and couldn't quite put my finger on it, but duh. Of course. Then, some magic. My older brother, Ilya, in ISRAEL, made a concert of this beautiful, ethereal music with some friends. We set up a Skype call and I watched/listened for a couple hours as I worked. It was truly beautiful and brought me to tears. <a href="http://ilya.dk/MainMenues/ilya.html" target="_blank">Ilya is amazing</a>. You should look him up when you go to Israel. He will march you through the Sinai, naked, and teach you to play drums with Bedouins. And you can all laugh at German tourists together.<br />
<br />
2. I have been sadly neglectful of my blog and the 40licious activities because I took a screenwriting class. And now it's over and I have an outline for a super cute movie that involves a faked pregnancy and an oyster-shucking showdown with some French people.<br />
<br />
3. 40licious is pivoting. I am re-branding and calling it "Swerve" because too many women on either side of 40 said they like what I do, but they don't feel either 40 or licious. Look for new logo etc. in January.<br />
<br />
4. I am really trying to be really nice to people who, frankly, have been super sucky to me. Or even a little sucky over and over again. It is hard to not escalate it or match snark for snark. But I can sleep better knowing that even when my side of the street wasn't clean all the time, I tried to make it all right. It is a new paradigm for me.<br />
<br />
4. My daughter's biological parents, Bridgett and Bill, have recently become homeless. They were in a shelter and then in a tent on the street. At first I was "helpful" by giving them blankets and movies and whatever else I thought they needed. And then it got cold in LA, and very rainy. And now they are staying with me and Grace for a while. I have learned a lot of things in the past week. Like how I have some pre-set Middle Class White Girl ideas and control issues. And that people are really, really, really big-hearted. I put a post about B&B on Facebook and for the past four days, bags of clothes, a $20 bill here and there, and bunny supplies have shown up at our door. Oh, did I mention they have a bunny? She now lives in our kitchen. Someone I don't even know is sending a bunny cage from Michigan. See, that's how amazing people are.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-25499647207607951932013-11-16T09:05:00.000-08:002013-11-16T10:15:06.152-08:00Table<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: inherit;">We
used to be kings. Not real royalty, but cultural kings. By “we,” I mean our
family. By “place,” I mean the world. And by “world,” I mean New York. My dad,
Pat, and his brother Mike, in the 1960s and ‘70s, owned the fucking place. <o:p></o:p></span></div>
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<span style="font-family: inherit;">After
my grandmother tired of waiting for her world-traveling UPI reporter husband to
come home to Port Washington, Long Island, she upped her three good-looking,
quick-witted boys to Paris, where she studied painting and took quite a lot of
dancing lessons with a much younger Frenchman. A few too many, it has been
said.<o:p></o:p></span></div>
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<span style="font-family: inherit;">Pat
and Mike went on to Yale (their younger brother, Seamus, attended Harvard, and
has since become a creator of reading programs for kids, a host to vacationing scuba divers, and “gentleman farmer,” for the oysters that spread out in a magnificent rocky carpet on the stretch of beach where he's lived as long as I can remember, in the home my great grandparents built). What they lacked in
old money they made up for in Irish charm and intellectual revelry. Dad took a
Yiddish class to meet cute Jewish girls, and parlayed his Russian studies into
a job as the Newsweek bureau chief for Moscow. His photo of a very sad Nikita
Kruschev, head down in half-light, made the cover when John Kennedy was
assassinated. <o:p></o:p></span></div>
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<span style="font-family: inherit;">At
Newsday, Mike, became, among other things, a feared and celebrated movie and
food critic, and his columns on pacifism became a book, “A Dove in Vietnam.”
Noticing the formulaic success of Jackie Susann and others who did well with
badly written potboilers, he corralled 26 of his co-workers to each pen a
chapter (if it was too good it was sent back) about a slutty housewife, which
became one of the world’s greatest literary hoaxes, “Naked Came the Stranger.” <o:p></o:p></span></div>
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<span style="font-family: inherit;">Dad
turned his talent toward health and medical writing, following French doctors
to the Bahamas where they pioneered radical work with placentas and chicken
eggs to decode the secrets of youth. He hobnobbed with Dr. Joyce Brothers, Dear
Abby and Masters & Johnson. <o:p></o:p></span></div>
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<span style="font-family: inherit;">Pat
and Mike, together and separately, loved the world and the world, and its
beautiful people lusted right back after them. There were parties with movie
stars, bestselling writers, diplomats, beautiful wives. There’s a picture of my cousin Sean as a baby, delighted at
being tossed in the air by Jack Kerouac. <o:p></o:p></span></div>
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<span style="font-family: inherit;">I
remember sitting at their regular poker game, too young to get the jokes but
laughing anyway. Cigar smoke, gin and beer. A rotating cast of broken geniuses.<span style="text-indent: 0.5in;">There was Uncle Speed, a craggy old
fisherman who lived near Mike’s Northport home. Perpetually tanned, big-eyed,
big-haired Stella, a chain-smoking divorcée with a perpetually tan </span><span style="background-color: white; line-height: 16px; text-indent: 0px;">décolletage.</span><span style="text-indent: 0.5in;"> </span></span></div>
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<span style="font-family: inherit;">In
1978, Pat and Mike became the first two brothers in history to make the New
York Times’ bestseller list. Dad had co-written “The Pritikin Program for Diet
and Exercise,” which prompted America to eschew fats and sugar for high complex
carbohydrates and lean meats. Mike penned porn star Linda Lovelace’s biography,
“Ordeal,” hailed as a feminist tome that shed light on the particular perils of
sex work.<o:p></o:p></span></div>
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<span style="font-family: inherit;">Anything
good comes with a price. Dad died in 2003, overweight and losing a battle with
diabetes, after he threw a blood clot from a knee replacement he probably
shouldn’t have had. Mike was rendered speechless by a series of strokes and
lived his last few years in a nursing home, where he could barely feed himself.
My cousins and I recount the laughing, the scandals, the ribbing that never
crossed the line to being mean-spirited. On Thanksgiving, we cry and howl in
the way that only Irish cousins can do when they’re together. <o:p></o:p></span></div>
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<span style="font-family: inherit;">There
is a picture of Mike and Pat that ran in People magazine when they were on the
bestseller list together that I keep on my office wall, wherever I live. They
are sitting, crossing arms, typing on each others’ IBM Selectrics. Twinkling,
confident, sharing a private joke. It is a snapshot of our family’s
invincibility. I would hope that in the event of a fire I’d remember to take
the picture with me on my way out the door, but I know in reality, people take
meaningless things when they panic, like a sweater or the bottle of detergent
they just bought but haven’t put away. </span><span style="font-family: Times New Roman;"><o:p></o:p></span></div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com2tag:blogger.com,1999:blog-4726704770816244478.post-33894678325140410342013-10-01T13:07:00.003-07:002013-10-01T13:07:37.300-07:00Be true to your fool<div dir="ltr" style="text-align: left;" trbidi="on">
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For five weeks, every time she passes the mural featuring cheery pairs of animals embarking on Noah's ark, she points and says, "My fool! My fool!" She is excited about her new preschool, mostly because it has a playground.<br />
<br />
The morning of her first day, I ask if she is ready to go to school. "No. I want to go to the other playground."<br />
She is alternately fussy and exuberant, eating only a few bites of her scrambled egg.<br />
Watching me pack her lunch, she carefully selects a blueberry yogurt and puts it in the new Hello Kitty insulated lunch box, purchased during a special trip to Chinatown for this very occasion.<br />
<br />
She poses for a picture in front of the school's yellow banner. She meets her teacher and plays with small cows, Play-doh, a spatula. She hands the only other girl in her class a Lego and calls it a "robot."<br />
<br />
They will be friends.<br />
<br />
Still, when I tell her I have to leave for work, she cries. Fat salty tears bump down her perfect pink cheeks. "I wanna go to work! I wanna go to work!" she says, as she clings to my neck like it's a buoy, like she will drown into a cold dark sea if she lets go.<br />
<br />
I peel her off and hand her to a woman I have known exactly 35 minutes.<br />
<br />
The girl wails as I walk past the sand pit and out the gate. I hide behind a wall. For what, 5? 10? minutes she uses a year's worth of breath to scream her displeasure.<br />
<br />
When she finally stops, I peek in through the gate. She is sitting on a stoop, alone, sucking on the green and pink butterfly blanket her grandmother made her, watching the kids play in the sand.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com2tag:blogger.com,1999:blog-4726704770816244478.post-84755106362377594012013-09-24T20:23:00.001-07:002013-09-25T09:22:07.571-07:00Work: Sometimes you have to pee in the pool<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
I had an eccentric Great Aunt Vida, who lived in a sprawling home that slinked around a prime piece of Hood Canal coastline in Washington state. She was a bit formal, had married well and widowed young, and was in no way comfortable around children. When my cousins came to visit, she gave them the standard speech as they prepared to jump into her indoor pool: "I have a special chemical in here that turns red when you urinate, so don't, or I'll know it's you."<br />
<br />
The kids, in their elementary years, solemnly nodded and proceed to jump in the pool. After several minutes of splashing about, the youngest, Liam, yelled out, "Aunt Vida? That chemical? It's not working!"<br />
<br />
I love this story because mostly when my Aunt Corinne (Liam's mom) tells it, it's really really funny, each and every time. But I also love it because it makes me think about how brave and bold Liam was as a little kid, completely unaware of his own vulnerability as he spoke a truth that he thought would be helpful. Not sure what Vida's reaction was, but it likely involved a thimble of sherry to soothe her nerves.<br />
<br />
I recently watched this Brené Brown TED video on vulnerability, and it has made me think a lot about the offer-reception dynamic of ideas. In order to have a truly innovative idea, you need to risk failing, because it hasn't been done before. You are putting the work of your mind and heart in the hands of others who will help it succeed -- or not. How the idea is received is just as critical. Nearly every organization or manager will tell you that failure is treated as a learning opportunity ... but how that is actually handled will vary greatly. I've worked for some bosses who have been so enthusiastic and welcoming for my ideas that I couldn't wait to fail for them again, if it meant having excellent feedback and the chance to build an even better rocket ship. I've had bosses who've sent such cryptic, critical emails that I spent entire weekends downing Ativan to keep a panic attack at bay, certain I'd be fired Monday morning, but then nothing was ever mentioned again.<br />
<br />
I've been fortunate enough to have a career based on ideas, where my creativity has funded my home and car and makes me look good on paper for government bureaucrats. I've also been lucky enough to help develop ideas from others and collaborate to make them into real things. Because of that, I offer this:<br />
<br />
If you're proposing your idea -- whether its a better way to clean the coffee pots at the wait station, a rerouting of the entire metro transit system so it runs more effectively and efficiently, or handing over your life's work, laced with sweat, tears and a little merlot -- these approaches may help:<br />
<ol style="text-align: left;">
<li>Find a good time to propose your idea -- when the recipient has space to hear you, and is in a good mood. Also, think about your format. Is it scrawled on a napkin, or did you go to the trouble of making a trailer for it? </li>
<li>Preface your presentation with what you hope to accomplish, and how far along you are in your idea. If it's just an initial draft with lots of flexibility for change, or if it's pretty much baked as is, let the person know. </li>
<li>State exactly what you want. Is it an approval to take it to another level of management? Are you looking for collaboration? Do you just want some feedback on a particular angle?</li>
<li>Really understand what the response is. So if the person said, "I love the idea but I'm wondering if you can make it puppets instead of real people," and you heard, "Your idea stinks, go away," you may miss an opportunity to make your idea happen ... just not exactly as you'd planned. Sometimes puppets <i>are </i>better. </li>
</ol>
If you are on the receiving end of an idea:<br />
<ol style="text-align: left;">
<li>Realize the person offering may have invested a lot of hope and love in this. Treat it accordingly. It's hard to be creative, like handing over your fragile little heart in a paper cup, hoping someone else will help it keep beating. </li>
<li>Take a cue from improv: Don't shut down another actor. Say, "yes ... and ... ." As in: "Yes, I think you are really on to something, and I'm wondering if there's a way we can include puppets because I know that's what the network is looking for and we'll have a better chance of making this happen." </li>
<li>If you love the idea, be a champion for it. Be brave, it makes people like you better. If you don't like the idea, find a way to make it better. There might be a seed in there somewhere. </li>
</ol>
Sometimes it pays to pee in the pool, just to see what happens.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-43460855753153975272013-09-05T20:48:00.002-07:002013-09-05T20:48:24.617-07:00Garbanzo bean quiche, preschool and entree envy<div dir="ltr" style="text-align: left;" trbidi="on">
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<br />
Grace is pretty much the TA at her daycare, which is run by our fabulous, big-hearted and beautiful neighbor, Valentin, out of her apartment. There are two smaller kids, and Grace "helps" to feed and change them. It's been the absolute perfect situation and Grace is madly in love with her daycare family, as they are with her. This summer Grace and I spent vacations and free moments in other people's yards and pools, and I noticed how much she needs to run around. I notice that she counts a lot of things ("one, two, fwee, five, eight!") and whenever we pass a school, she wants to go there. I suspect that the playground has a lot to do with it. So I asked her if she's ready to go to school, and she said yes. I told her that it would be a little different than daycare and that she'd have a teacher and she'd have a lot of other kids there. "OK Mom." Every time I followed up, her answer is the same. She wants to go to school.
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<br />
So we looked at several nearby preschools that were willing to take 2-year-olds who were unmotivated in their potty training. One place was great but a little far. Another was horrific, with a 12:1 student/teacher ratio and an industrial bleachy odor ("We clean four times a day!" chirped the director as she toured us around the cavernous building). Out in the vast concrete <strike>prison</strike> yard that had a small area where they crammed a bunch of slides and swings under a small tarp, a kid closed the door on Gracie in the play house, and she ran to me screaming and crying. Scratch that one.<br />
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Finally we found a school a block away that's attached to an Episcopal church. There's a Noah's Ark mural on the outside. Lots of space to play. A charming director. Organized but not mean-spirited. They say prayers of gratitude for parents and play kitchens, and learn the Bible's greatest hits. For a spiritual but non-religious person, I am OK with that.<br />
<br />
However. The kids have to bring their lunch. That news sent me reeling back to childhood lunchtime trauma. We were raised by my dad, who, in the late 1970s, was in the process of writing what would become a New York Times best-selling diet book. Our food became limited to <a href="http://en.wikipedia.org/wiki/Pritikin_Diet" target="_blank">Pritikin Program</a> low-fat, high-carb fare, which, living two blocks from <a href="http://www.zabars.com/" target="_blank">Zabar's,</a> was a unique kind of torture. Gone was the nightly ice cream, our babysitter's Southern fried chicken, the Oreos my dad reserved for "company." Instead, we made due with baked potatoes adorned with some plain yogurt my dad made himself. There were some passable oatmeal-raisin "cookies" sweetened with apple juice concentrate. And garbanzo bean quiche. Seriously. I am not making this up, nor would I be able to. Garbanzo-effing-bean quiche.
<br />
<br />
Lunches were less than creative. An endless stream of peanut butter and jelly sandwiches on wheat and maybe a brown banana shoved into a rumpled brown bag, or worse, a huge brown grocery bag. Day in and day out. (I remember one particularly heinous incident of a cheese and butter sandwich, which I brought home from day camp and insisted my dad try. He conceded that it was crap.) Lisa, my best friend, would get ham and cheese on Wonder bread with a Twinkie, a soda wrapped in foil to keep it cold, and a Thermos of soup all tucked neatly inside a Snoopy lunchbox. I so desperately had entree envy for Lisa's lunches, and also, the snacks her parents stocked at home, which was conveniently located one floor below us. Nutter Butter cookies. Yoo-hoo chocolate soda. Triscuits.
<br />
<br />
Something must have worked its way into my hard wiring, though. Today I get most of my food from the farmers' market, and then Trader Joe's for the milk and not-so-bad prepared food. We limit sugar and anything processed. I spent a good deal writing about food for many <a href="http://www.seattlepi.com/news/article/Slopping-in-the-mud-for-sensational-shellfish-1114680.php" target="_blank">fine publishing outlets</a>, and was even <a href="http://thefab40s.blogspot.com/search/label/Japan" target="_blank">invited by Japan </a>to come write about the incomparable food the country has to offer. I can work my way around a fridge and stove pretty well. Gracie and I sit down to a good breakfast and dinner every morning and evening. Lunch is whatever is happening over at daycare, and because the dad is a baker, I know it's going to be good.
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<br />
BUT. Here's my point.
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<br />
I sense an unforeseen issue with having to pack Gracie's lunches at her new school. I know my instinct will be to shove last night's leftover Trader Joe's pakoras in a baggie and call it good. I'm insecure that after three days I'll run out of ideas, and I won't be prepared. I don't want her to have entree envy with the kid who brings the bento box with all his favorites, and Grace will make a grab for it out of desperation. I'm feeling like I've already come in last in what's not even a competitive sport, lunch-making.
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Pakoras can fit into a bento box, right?
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com1tag:blogger.com,1999:blog-4726704770816244478.post-86706803154085555532013-08-13T21:47:00.002-07:002013-08-13T22:00:04.867-07:00How to Get a Rich Man and and Other Things You Might Need to Know<div dir="ltr" style="text-align: left;" trbidi="on">
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<i>Today's guest is <a href="http://donnaspangler.com/" target="_blank">Donna Spangler</a>, a beauty, fitness and lifestyle expert, blogger and author of "How to Get a Rich Man; The Princess Formula." But before you click off this page in disgust and think that she's undermining everything we've worked so hard for, read on to see what she means by "rich," it's better than it sounds. Donna is at work on another book and about to launch her line of Donna Spangler Beauty cosmetics. </i><br />
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<tr><td class="tr-caption" style="text-align: center;">Donna Spangler</td></tr>
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<b>1. Finances get really complicated for couples when we're in our 40s, especially if there's a wide disparity in incomes. How can you avoid the money issue in a relationship?</b></div>
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<div class="p1">
Being a couple is first and foremost, a partnership. When you commit to each other, you are committing to building a life together. Complications with money usually occur when there is a lack of communication. It is imperative that complex money issues are discussed with one another. You need to both express where you each see the money going and how you feel it should be spent. For example…Is the money going towards a vacation or towards the children’s school tuition? You need to clearly lay out what each persons financial responsibility is and if the responsibility is fair. Often one spouse makes more money than the other. In this case, establish and understand that perhaps they will then carry the bulk of the financial obligations. In a relationship, money should always be distributed in a fair and equal manner to ensure a harmonious and long relationship. Any unfair distribution of finances will often lead to resentment and problems down the line. The bottom line is to always lay down the ground rules of what each person expects of themselves and the other at the very beginning! </div>
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<div class="p3">
<b>2. You look amazing. What's your surprising secret, beyond genes, eating right and exercising?</b></div>
<div class="p3">
I believe in doing everything possible to help maintain a vital and healthy body. Vitamins are very important for me. I take them daily to ensure I am getting those vitamins that I may have missed in my diet. I love protein shakes and I eat a ton of vegetables and very lean meat. I exercise regularly with weights and I do Taekwondo and I make sure to get ample hours of sleep. I drink a ton of water. Water cleans out your body, helps promote healthy skin and it makes you feel fuller throughout the day so you don’t get as hungry. I admit that like many gals out there, I do a little Botox here and there. I go to the dentist regularly and I visit my hair stylist to maintain my hair cut and color. Looking good is a heck of a lot of work. The older we get, the more diligent we gals have to be. I’m not saying that I am trying to look like a teenager or someone in my 20s. Don’t get me wrong. I am just saying that as we age, keeping up our appearance and maintaining a strong body is important for our health and our mental well-being.</div>
<div class="p3">
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<b>3. You wrote a book about how to marry a rich man. How is that different than gold digging? What else is important for women in their 40s to seek out in a mate that they might not have valued earlier in their lives?</b></div>
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<div class="p3">
My book, <span class="s2"><i>How To Get A Rich Man: The Princess Formula</i></span> came out in 2007 and since then it has been translated into multiple languages. The title is sort of tongue and cheek. My main message in the book is for women to be the best that they can be to attract the right kind of man that is ultimately rich in heart and spirit. If you can find one with an abundance of financial means, there is nothing wrong with that but it is not the most important thing. Most women want a man who is loyal, loving, kind, considerate, humorous and respects them. Finding a man with common interests and the same goals in life is important for the right chemistry. You can find the richest man in the world but if he does not love and respect you, then he is worthless in my opinion. </div>
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<div class="p3">
<b>4. Anything else you think is important to know about life after 40? </b></div>
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<div class="p3">
Life after 40 should be empowering! After 40 we have finally gained so much wisdom and insight. We should be fearless in going after all of our goals. We should lose the fear that often traps us. Don’t look at yourself as getting “old.” Look at yourself as getting “better” and empower yourself! Start looking at yourself as someone who has a lot to contribute to this world. Above all, spread your love and goodness and enjoy life’s ever-abundant journey!</div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-54970961530712798122013-08-01T17:37:00.002-07:002013-08-01T17:37:51.756-07:00Home<div dir="ltr" style="text-align: left;" trbidi="on">
The shattering glass and splattering milk on the shiny marble hotel floor was more than just a broken bottle. It was the end of an epoch. I looked at 22-month-old Grace for signs of freaking out, and then took a picture of the mess before the bellmen scurried around to clean it up.<br />
<br />
"OK Grace," I explained after throwing several bills at the workers and apologizing profusely, as I had done exactly 11 times before, because usually the broken bottles occurred on hard restaurant floors, or the concrete sidewalks under an outdoor table. "The last bottle is broken. Bottles are for babies, and you're a big girl now. No more bottle. Say bye-bye to ba-ba."<br />
<br />
"Ba-ba broken," she repeated over the next few days, sometimes as a statement, sometimes as a question.<br />
<br />
I had expected gnashing of teeth and wailing. But it never came. And the "ba-ba broken?"s eventually came every other day, then every few weeks, and now maybe once every couple months.<br />
<br />
I underestimate Grace sometimes. She had been so addicted to her bottle, like in a junkie kind of way. Writhing and screaming if she didn't get it, ready to do physical damage to anyone who stood in her way of "milt." I thought it would be harder for her than that. Instead, the transition was flawless and kind of beautiful, and I got a better understanding of how Grace processes change.<br />
<br />
Steve has been out of the house for two weeks. Or is it three now? I don't know. We are telling Grace she has two homes, one with Mama and one with Dada. She asks a lot, "Where's Dada? Is he sleeping at his house?" She'll also say, in the same order each time, "Dada's OK. Gracie's OK. Mama's OK." And she talks a lot about home, "Gracie's home."<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjdI4Fh-A2k5_rwFjZ3eCVVTHI2m7xb9cp3ic700XNciINSC5j-1XHvEXbLeNk98cDaAesQEINo-ASO83lw7xasYpLYFeSdbJODAfpjjPmoYnoHRtLc0Dge3j5Nr-T7PeSG_OLt7G3CZb2I/s1600/IMG_1324.JPG" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjdI4Fh-A2k5_rwFjZ3eCVVTHI2m7xb9cp3ic700XNciINSC5j-1XHvEXbLeNk98cDaAesQEINo-ASO83lw7xasYpLYFeSdbJODAfpjjPmoYnoHRtLc0Dge3j5Nr-T7PeSG_OLt7G3CZb2I/s640/IMG_1324.JPG" width="311" /></a>I have been neglecting most tasks outside of work to concentrate on the house. I want to make it the girly palace we so deserve, beautiful and practical and comfy. I am obsessed with orange curtains and in the past week I have: negotiated with fabric terrorists for 10 yards of Tibetan-orange shantung silk; spent way too much time sewing late into the night; realized I could only make two curtains, not the four I needed; gone to Ikea and got white curtains I didn't want or need as a "solution" to the extra 4 yards of shantung silk left over; and realized I really really really want orange silk curtains, so my room can look like a Christo installation and somehow be transformed into a more spiritual place. Oh, also, I had a full debate about tab-top curtains vs. hidden tab and solved it by asking myself, "What would Yoko Ono do?"<br />
<br />
In the next few days I will return Ikea curtains and go back to negotiate with fabric terrorists for more silk, and then spend more hours swearing at the sewing machine and working so late that I start hallucinating there are mice running around the table.<br />
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Steve and I have decided to make this the best divorce ever. We are painfully kind to each other and offer time with Grace on our "off" days. He fixed my tricky water heater Saturday. I made him this insane BLT salad we both like for dinner tonight.<br />
<br />
Grace was eager to get in the bath after drawing on her feet with red magic markers, and so we went through the usual routine. As she pulled off her diaper, she banged her head on the tub and started crying. Then she got in the bath long enough to wash the marker off her feet, which was about 40 seconds, and then wanted to get out. She started wailing again, wrapping her soapy little body tight around me. She wouldn't let me put her down, and directed me to get her some milk and her blanket. And she cried some more, from a deeper place inside her than a head bump (I'm her mama, I decode cries, like a bird-watcher can tell the subtle variation between an American Robin's dawn and daytime calls).<br />
<br />
And then she asked for "Mama night-night" and "Dada night-night." Which means she wants both of us come lie down and read to her and snuggle until she goes to sleep.<br />
<br />
So each of us laid down on either side of her in my bed, and Steve read a story, and I just breathed in soapy clean little girl smell. After the book I turned out the light, and the room took on low fiery glow from the last of the daylight fighting through the orange shantung silk curtains. Grace took each of our hands and tried to connect us.<br />
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<tr><td class="tr-caption" style="text-align: center;">Grace, living up to her name every day.</td></tr>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com5tag:blogger.com,1999:blog-4726704770816244478.post-75854313181491466472013-07-16T21:00:00.000-07:002013-09-25T20:49:59.419-07:00Affairs nobody wants to talk about are the most important<div dir="ltr" style="text-align: left;" trbidi="on">
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<span style="font-family: Arial, Helvetica, sans-serif;">My dad's 2003 death left a wake of confusion and conflict that went beyond the great loss of one of the universe's shining stars. </span><br />
<span style="font-family: Arial, Helvetica, sans-serif;"><br />Dad didn't mean for it to go like that. A few years before, he'd had a will hastily drawn up on his way to the airport before traveling to Europe for a medical procedure, and never bothered to update it or have it thoroughly checked out when he returned.</span><br />
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Arial, Helvetica, sans-serif; font-size: small;">Elizabeth McGrady</span></td></tr>
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<span style="font-family: Arial, Helvetica, sans-serif;">Organizing Dad's wake was a no-brainer: Bring all the food and booze from his house to the Community Center in Lilliwaup, Wash., (which serves as our family hub in times of celebration and mourning) and hire some guy to wail on the bagpipes. Tell some stories. After that, we just didn't know how to "do" death. We'd all had different interpretations of what the will actually meant, and what Dad would have wanted. I'm ashamed to say that even though he'd tried to talk to me about "when the time comes," I wasn't brave enough to have the conversation. </span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">I think about the fragility of life a lot. But I was sparked into action to organize my own end-of-life affairs after a visit to my excellent cousin <a _mce_href="http://angelfiles.wordpress.com/about/" _mce_style="color: blue; text-decoration: underline;" href="http://angelfiles.wordpress.com/about/" linktype="1" target="_blank" track="on">Elizabeth McGrady</a>, who runs a company called <a _mce_href="http://angelfiles.wordpress.com/" _mce_style="color: blue; text-decoration: underline;" href="http://angelfiles.wordpress.com/" linktype="1" target="_blank" track="on">Angel Files</a> out of Portland, Maine. She helps people organize all their personal and household information and "death wishes," if you will, in case of an accident or worse.</span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"><span _mce_style="font-size: 10pt;">Here are some thoughts from Elizabeth about </span>making the plans nobody ever wants to see come through. </span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">1<b>. Wait, you mean our affairs don't magically take care of themselves when we die? What's the most important thing someone our age needs to know about how to plan for the end of their lives?</b></span></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">By having your memorial plans written down, you can release thoughts of the unknown and replace this with a sense of empowerment that your final chapter in life has been drafted. This can be one of the kindest things you can do for your family and friends. This way, they are not making big decisions during their time of grieving, but honoring your wishes. </span></div>
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<b><span style="font-family: Arial, Helvetica, sans-serif;">2. In your work creating Angel Files, what's the most common misperception people have about organizing their lives so that others can close up their affairs?</span></b></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">If people have their financial affairs in order they believe they are "all set." I believe to leave a meaningful legacy behind is important, such as the story of your life and your experiences. Also, the story of your home and its possessions. People don't have the time to have items assessed so valuables can go to Goodwill and lawn sales. If there is a story of an heirloom, let people know what is it so they can know why it's important -- either sentimental value, monetary value, or both.</span></div>
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<b><span style="font-family: Arial, Helvetica, sans-serif;">3. Talk to us about funeral homes. Essential services or ripoffs?</span></b></div>
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<span style="font-family: Arial, Helvetica, sans-serif;"> I have enjoyed interviewing funeral homes, they are very willing to share information. They are trained, educated and looked after by the FTC. It is like any business in that it is up to you to be a savvy consumer. In an emotional state you can add all kinds of things that raise the price. They take great care of having the bodies treated with respect and dignity. In some states you do not have to use a funeral home, but realize that there is paperwork that has to be exact in order for everything to be done on your own. It is wise to research the crematory process or the burial process if you wish to do it yourself. Then if you do choose a funeral home you will know exactly what they have done for you.</span></div>
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<b><span style="font-family: Arial, Helvetica, sans-serif;">4. When you're in your 40s, it's so complicated, there are ex-spouses, new spouses, stepkids, maybe even grandkids. What's the best way to organize your affairs so people don't feel left out or cheated? Should you decide who gets Grandma's ring before you die, or just let them duke it out?</span></b></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">It would be helpful to have a draft of who you would like to be beneficiaries and list them by what percentage you would like each individual or charity to receive. If you have possessions, such as Grandma's ring, it might be worth it to open up a conversation with your family and ask them which five items would they like to receive from you if they had a wish list. It would give you an idea as to what exactly people would wish for instead of assigning items. </span></div>
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<b><span style="font-family: Arial, Helvetica, sans-serif;">5. Anything else people should know?</span></b></div>
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<span style="font-family: Arial, Helvetica, sans-serif;">Memorial services and funerals can cost half as much as a wedding. A wedding takes many hours to plan, as does a tribute done well to honor someone's life. It is a process and most of it can be enjoyable but the work involved shouldn't be underestimated. I know people pull it together in a few days or a week, but do you want this frenzy of activity to be planned when people are grieving? I have amassed a checklist and it has more than 130 items on it. After death there are still about 30 items to be done such as: Sending out the death notice to newspapers, contacting people, details of the service, photos organized, music chosen, body choices, a lot of paperwork to be done and many, many minute tasks. An organized plan would be so appreciated by your loved ones and you can know your end of life tribute will be authentic if you take the time in planning this.</span></div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-3204633686137113392013-07-04T13:54:00.001-07:002013-07-04T13:57:59.450-07:00Independence<div dir="ltr" style="text-align: left;" trbidi="on">
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May you be free from situations that no longer serve you.<br />
May you break the habits that keep your spirit small.<br />
May you find peace in the the blessings that you have.<br />
May you shine shine shine like a brilliant spark in the night, bringing joy to all who witness your light.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com1tag:blogger.com,1999:blog-4726704770816244478.post-1142227387208550882013-06-20T21:21:00.000-07:002013-06-20T21:27:12.245-07:00Listen to Your Dreams, Say 'Yes,' Beware Spiritual Inflation, and Other Wise Words<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="http://www.meredithmoonphd.com/The_Inner_Journey/Welcome_files/IMG_3562.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" src="http://www.meredithmoonphd.com/The_Inner_Journey/Welcome_files/IMG_3562.jpg" /></a></div>
<i><span style="font-family: Times, Times New Roman, serif;"><a href="http://www.meredithmoonphd.com/The_Inner_Journey/About_Me.html" target="_blank">Meredith Moon</a> is a 79-year-old <span style="background-color: white; line-height: 17.099999999999998px;">Jungian and transpersonal therapist based on Maui, Hawaii. She wrote to me and asked if she could share her story of spiritual awakening and perspective from her vantage point. Our 40s is such a huge turning point for spirituality, and here's just one example<span style="font-size: x-small;">.</span></span></span></i></div>
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<b>1. You turned 40 in 1974, nearly 40 years ago. What do you see as the major differences for women in their 40s then, compared with now?</b></div>
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The real difference is who they were at 20. When I was 20 the feminist movement of the '60s had not begun, the ads were focused on women in the kitchen, and though I and others went to college we were expected to marry early and have children and stay at home. The culture changed and we changed with it. I find that all women at midlife who are called to deeper reflections and a search for their real Self, the seekers, those who listen to their dreams are similar when ever they were born.</div>
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<b>2. You mentioned to me you had a deeply spiritual awakening at 37. Can you describe it, and what was the next step? </b></div>
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Since childhood I often asked adults how they knew God was real. No one ever gave me an answer I felt proved anything. Then on Dec. 7, when I was 37, a being of light appeared in my bedroom at 11 in the morning. Within the great oval of light stretching from the floor to the ceiling the light was compressed into a human shape far more brilliant. I knew with out doubt that this was God. A channel of light came from the center of the light and surrounded me and then entered my heart filling me with love so amazing melting my very tissues. </div>
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I was taught three things by the light: </div>
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<li>We are all loved unconditionally by God and nothing we do or don't do can separate us from that love</li>
<li>There is no death</li>
<li>There is nowhere I can go to validate what I have experienced for all religions are on the level of kindergarten. </li>
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When the light left in a vibrant stream through my closed window I ran after it and saw that every blade of grass and every tree leaf was filled with the light. I understood that every thing living was, in its essence, light. The light stayed in me about a month, when it left I was desolate and yet understood that the journey was now mine and I needed to unwind all in my unconscious that stood in the way of its return. The light had pushed all of me aside for a while and now the journey of unwinding all I carried was mine.</div>
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<b>3. What advice would you give to women in their 40s regarding their spiritual path?</b></div>
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Listen to your night dreams, learn to understand them, find a depth psychotherapist that will help you look within, unwind the pain of childhood and your limiting beliefs, understand that it is a long journey to psychological and spiritual maturity that only you can take. Be willing to not know. Do not keep looking for surety for this journey is a mystery unfolding. End what no longer serves you on this quest. Say yes! Beware spiritual inflation for it is a long detour.</div>
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<b>4. Shortly after you and your husband separated, you met your current partner and have spent the past several decades studying and traveling together. What would you identify as the essential elements of a long-term relationship? </b></div>
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Bruce and I have been together 33 years. Whereas my first husband always said no, Bruce always says yes. Yes to who I am, giving value and respect as well as love and I have given the same to him. We have grown together psychologically and spiritually. We both give. We know the level of our caring and deeply trust each other. We are both free to be ourselves and yet recognize the others needs. All of this is needed for a relationship to thrive.</div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-45660605628029246792013-06-14T21:51:00.001-07:002013-08-27T16:06:27.832-07:00Do Over! Becoming an Artist after 40<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: inherit;"><span style="background-color: white; color: #222222; text-align: start;"><i>Rubenesque Landscape</i></span> by Sharon L. Robinson</span></td></tr>
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<i>This guest post is from Sharon Lia Robinson of Port Townsend, Wash. She has inspired a new feature for this blog, called "Do Over!," stories about people who started something completely new in the middle of their lives. Thank you Sharon!</i><br />
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I feel that I have always been on a pilgrimage. I have been a poet and a pathfinder my whole life. My spiritual faith gave me a great deal of assistance to face various challenges.<br />
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In my 40s, I had several life-changing experiences. One is that in 1995, when I was 45 years old, I traveled for the very first (and so far only time) on a pilgrimage to visit Meher Baba’s spiritual center in Meherabad, India. I believe that the two week spiritual pilgrimage to Meherabad, India inspired me and gave me the courage and the serendipitous opportunity to begin to show my experimental art, beginning in the Metropolis Gallery in Seattle. Meher Baba’s spiritual teachings give me strength and support so that, even if my problems aren’t solved, this inner connection gives me the guidance I need to live my life and to lift my spirits.<br />
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Then, when I was 46, I showed intuitive collage art in galleries and began to sell work as well. Although this has so far happened only in a small way, I still feel that it is a gift and an opportunity. Although unable to draw in a representative fashion, I still persisted to create abstract art, even though I did not receive support or encouragement for many years.<br />
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In 1998 I opened an alternative art center, Edge of the Sea Gallery, in Port Townsend, Wash. The initial purpose of this gallery was to give more visibility to the work of artists and poets who were not mainstream or widely known, even in their own community.
Another project that I started in my forties is a collaboration with Port Townsend, Washington, photographer Steven R. Johnson; to have his photographs of me shown alongside my poems. We call this project Rubenesque Landscape. Some of the art and poetry in our collaboration can be seen on my <a href="http://sharonrobinson.org/" target="_blank">website</a>.<br />
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The thread in all these activities is that I find strength to be myself, to express my personal vision and to believe in my dreams.
Other experiences, including the study of Middle Eastern dance and hula, which honor more diverse body types, have helped me on my journey toward wholeness. I continue to combine these forms with free form dance and poetry for my creative movement projects.
I was and am an innovator, often because that is the only way I am able to find the answers I am seeking.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-60532101816287113352013-06-11T14:53:00.000-07:002013-06-11T14:53:03.003-07:00Women in their 40s Are "Catnip" to Younger Men<div dir="ltr" style="text-align: left;" trbidi="on">
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<a href="http://cdn4.independent.ie/lifestyle/article29332277.ece/ALTERNATES/h342/FEA_20130610_AFE_030_27623132_I2.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="http://cdn4.independent.ie/lifestyle/article29332277.ece/ALTERNATES/h342/FEA_20130610_AFE_030_27623132_I2.JPG" width="222" /></a></div>
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Today we're in the Irish Independent! The story is about how 40 is the new hotness.<br />
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Vanessa McGrady blogs at 40licious.com and regularly extols the many new-found pleasures of life after the big four-oh.
She says: "The whole premise of my work on 40licious and the book I'm writing is that the 40s is really the sweet spot of our lives."
She explains: "We have a lifetime of experience and lessons we can use; we are at the height of our personal power; we're earning more and we're able to walk the earth however we want. We become more compassionate people and start thinking about the legacy we want to leave."
With so much to offer, is it any wonder many 40-something women are catnip to younger men?</blockquote>
<a href="http://www.independent.ie/woman/love-sex/heres-to-you-mrs-robinson-29332278.html">Here's</a> the full story.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-15623353495443835392013-06-04T10:13:00.001-07:002013-06-04T10:24:22.673-07:00Bond Girl Is Finally 40licious<div dir="ltr" style="text-align: left;" trbidi="on">
So happy to hear this. Finally, James Bond is doing away with his 20something trophies and hooking up with someone more age-appropriate.<br />
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Here's a nice take on it from the Guardian.</div>
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<a href="http://m.guardiannews.com/film/filmblog/2013/jun/03/penelope-cruz-bond-girl-oldest">http://m.guardiannews.com/film/filmblog/2013/jun/03/penelope-cruz-bond-girl-oldest</a></div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-67082324357156292222013-03-31T21:11:00.002-07:002013-03-31T21:11:16.290-07:00Spirit: A Look at 40 around the World<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Aimee Cebulski</td></tr>
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<i>This is a guest post from writer and photographer <a href="http://www.finding40.net/about-the-author/" target="_blank">Aimee Cebulski</a>, who has recently released a new book called </i><a href="http://www.finding40.net/" target="_blank">The Finding 40 Project</a>.<i> In it, she interviews and photographs more than 30 women in 10 different countries, all just turned or about to turn 40. </i><br />
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<i>An additional goal for </i>The Finding 40 Project <i>is to support women's charities in the regions visited during the project. A portion of proceeds from book sales will be used to fund microloans and women's programs administered through charitable partner PCI Global (<a href="http://www.pciglobal.org/"><span class="s1">www.pciglobal.org</span></a>).</i><br />
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Rosa Elena has never been further than the village 10 miles away from her home in Ecuador where she lives with her seven children and one grandchild.</div>
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The book profiles a diverse set of professional women, stay-at-home moms, entrepreneurs and even those living in tiny villages far from major cities. Several became mothers later in life; one even marries at 40 and is expecting her first child just after turning 41.<br />
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No matter what their situation, many are seeking ways to live their best life and be happy and content at 40. What can we learn from the women she interviewed in this two-year process?<br />
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<li>Roll with the punches: For many of them, they never thought they would be mothers and oftentimes motherhood came by accident -- However, everyone universally said that it was a great addition to their lives and they felt blessed that their life took this path.</li>
<li>Be grateful for your health: Women interviewed in poorer countries or those struggling to make ends meet constantly stressed the value in being able to function physically and where possible have control over your own reproductive destiny.</li>
<li>Be true to yourself: Some women, who have chosen not to have children yet or are thinking about not having any at all, struggle with societal pressure, especially in heavily Catholic countries, and urge others to follow their own heart when it comes to what they really want.</li>
<li>Think about the big picture when it comes to money: Economic pressures are a key factor for many women who might already have one child or more, and at 40 are thinking about becoming pregnant again -- the effect of more children after 40 can have a higher impact on things like retirement planning or resource allocation in developing countries than it might for younger mothers. </li>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com1tag:blogger.com,1999:blog-4726704770816244478.post-18223285144629235332013-03-25T16:14:00.001-07:002013-03-25T16:46:35.877-07:00Style: The Most Flattering Hairstyles for Women in Their 40s<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Photo: Allure</td></tr>
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<a href="http://www.allure.com/hair-ideas/anti-aging/2013/most-flattering-haircuts-for-women-in-their-forties#slide=1">Allure magazine </a>is calling out the most flattering haircuts for women in their 40s. They're all pretty classic styles: What I'm not seeing is choppy bangs, pixie cuts or anything too poofy. This is a good reminder to keep it real: If you're trying too hard or not trying at all, you'll just look old and sad. <br />
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And who else is in love with Michelle Obama's bangs? I think they deserve their own office.<br />
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<tr><td class="tr-caption" style="text-align: center;">Photo: Allure</td></tr>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-27188330767328690852013-03-16T12:17:00.001-07:002013-03-16T12:17:22.474-07:00Spirit: Bookshelf Porn<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">This woman who <a href="http://www.elledecor.com/home-remodeling/design-solutions/harlem-renaissance-a-71346?click=main_sr" target="_blank">turned an East Harlem brownstone into a lofty, light-filled home</a> for her family?<br />I hate her precisely because I want to be her. </td></tr>
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I will admit to being a junkie for a few things. House of Cards and other serial TV shows. Greek yogurt with honey. And bookshelves. Not real bookshelves, mind you, but the ones in decorating magazines. I hungrily lap up each new issue of <a href="http://www.elledecor.com/" target="_blank">Elle Decor</a> and then immediately start coming down on my own organizational abilities. I feel a constant tug between wanting to get rid of all my stuff, and doing some uber-organizing on the stuff I have.<br />
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It might be easier if it were just me. I live with a husband and our nearly-2-year-old daughter, they tend to get upset when their things disappear.
I am not an extremely slobby person. I occasionally leave a wake of wrong clothes in the bedroom during the morning rush, or the occasional "floor salad," as I like to call it, when I'm cooking. It's a space-time paradox: After working 40+ hours a week at my job, being a mom, and writing a book, there are only a few slivers of time to do anything else, such as major organizing projects.<br />
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My current fantasy goes like this: I am on paid vacation and home for 10 days, while Grace and Steve are out of the house for the daylight hours. Some of that time is spent doing yoga with a private instructor who comes to my house, napping, and reading the books piled on my nightstand. But the rest of the time I am with a drill-sergeant professional organizer/decorator, who knows intuitively which things we do not need, whisks them into a box labeled "donate" and proceeds to rearrange the few items we have left, and stack the books by color to make my home look like it belongs in a design magazine. And then Elle Decor comes to my house and takes a bunch of pictures, in which we are casually splayed out on our couch drinking lavender-herb lemonade and Grace is playing with a handmade organic Elmo.<br />
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Is all this bookshelf porn doing me more harm than good? It makes more 49 percent inspired and 51 percent inadequate. How about we start seeing Jennifer Anniston's closet BEFORE the photo stylists had at it? Or Jackie Collins' pantry with the spilled honey on the shelves and the cans of beans so old the expiration dates have faded?
It's almost as if I were bombarded by images of skinny sexy 20-somethings in every ad, movie and TV show I saw, and know I will never be those things.<br />
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You can't be too rich or too thin. Or too organized. How do you do it? How does anyone?
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-32154943262950693492012-11-28T07:00:00.000-08:002012-11-28T07:00:09.129-08:00Style: How to Accentuate the Positive (Plus Foot News You Can Use)<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Fashion expert Lindsay Weiner</td></tr>
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As we move deeper into Shoe Season and think about holiday ensembles, we hear from <a href="http://www.stylemeasap.com/">Lindsay Weiner</a>, fashion expert, certified image consultant and personal stylist. She's consulted on "Wha Not
to Wear," "Moving Up," the "Today Show" and the "Jane Pauly Show." She's styled fashion editorial shoots and is an expert citied in books and articles about fashion. Her company,
<a href="http://www.stylemeasap.com/">www.stylemeasap.com</a>, is an organization dedicated to keeping people stylish,
organized, and confident in their wardrobe decisions.<br />
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She answered some crucial questions:<br />
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<b>1. What worked in our 20s and 30s that no longer works now? </b><br />
Dressing appropriately is something that is important for all women and this includes dressing for your body type, lifestyle, and age. When it comes to women in their 40s, this often means that a little more coverage is required than what may have been needed in their 20s and 30s. And this is not to say that fashion and allure should go out the window, it just means they need to be tweaked. What does remain the same is the idea that you should dress to accentuate your favorite features, as this is still the key to a flattering and successful look. So if you have great pair of legs, show them off by wearing a shorter skirt. Instead of going bare legged though, add more coverage with a pair of tights or leggings. Or if you have fabulous Michelle Obama-like arms, wear a tank top and balance the bareness on top with a more covered bottom.
Evolving your style with your age, doesn't need to be anything drastic, but a slight change here and there will ensure that you continue to look put together AND appropriate.<br />
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<b>2. Can anything go with color and style or are there rules we need to understand?</b><br />
When it comes to color, it's important to choose shades that match with your skin's undertones - either cool (blue) or warm (yellow). You can wear whatever colors you like, cool skin tones can wear yellow and vice versa, but following this guideline will ensure that the hues you wear "pop" and make you look your best. You can also use color to accentuate your favorite features. Bright and bold colors draw the eye in, so use them accordingly!
And don't be afraid to mix things up. The old rules of fashion used to state that you couldn't wear navy and black, red and pink, or brown and black together, but that is no longer the case...you can! The key to wearing these combinations is to make it look deliberate. For example, don't just wear black shoes with a navy dress. Balance the look by adding other black accessories like jewelry and a purse. Doing this ties the look together and is a fun twist on typical color pairings.<br />
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<b>3. How can you wear good shoes but not spend a ton of money? </b><br />
Just because you like and want nice shoes, it doesn't mean you have to spend a fortune on them - you just need to know where to find them and how to get the best deals. One way to do this to buy your shoes off season, as this will be when they're on the biggest sale. Yes, you might have to wait a few months to wear them, but getting boots during the summer and sandals during the winter is a great way to save money.
Flash Sale websites, such as <a href="http://www.gilt.com/">www.gilt.com</a> and <a href="http://www.ruelala.com/">www.ruelala.com</a>, are also good resources for scoring designer shoes at a fraction of the cost. Another bargain finding trick is to visit consignment stores that specialize in high-end clothing. These stores only sell items that are gently worn, in good condition, and sometimes even new(!!), so you can definitely find deals at these stores.
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<b>4. Any other advice for women in their 40s regarding shoes/style?</b><br />
Here are three of my favorite shoe tips that I share with all my clients, and even follow myself!<br />
1) A nude pair of shoes is a must for every woman - they go with everything and will instantly add inches to your legs and make you look taller.<br />
2) To avoid truncating the leg, stay away from shoes with ankle straps that hit at or above the ankle bone, as the horizontal line cuts the line of the leg and makes you look shorter.<br />
3) To make any pair of heels more comfortable, have a cobbler add a thin, rubber sole to the bottoms. The rubber is shock absorbing and makes it easier to pound the pavement all day in your fabulous shoes.<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-77364553271143912732012-11-07T21:32:00.003-08:002012-11-08T13:38:22.144-08:00Style: Shoe Season Begins Now<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Gucci "Lisbeth" red patent leather Mary Jane peep-toe pump</td></tr>
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<i>The holidays are arriving quickly. I know this because I made a pumpkin-cream cheese swirly cake thing and ate half of it the day before I was going to enter it in the work Halloween baking contest. So I had to make another. (I won the contest, if you were wondering.) </i><br />
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<i>Which brings me to shoes. The pre-holiday season is really about shoes, not just because of leftover back-to-school feeling, but also because no matter how much we eat, we will fit in our shoes. The right shoe is the difference between you owning the room and merely displacing some air in it. Also, you can wear the same black dress every year and nobody will really notice or care, but the right accessories can send you home with a charming English base player just in town for a few days on tour. </i><br />
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<i>So I've recently interviewed a bunch of shoe experts for my book, including my new girl crush <a href="http://www.missmeghan.com/" target="_blank">Meghan Cleary</a>, from whom you will hear in the coming days.
But first up is <a href="http://lindaarroz.wordpress.com/about/" target="_blank">Linda Arroz</a>, co-author of <a href="http://lindaarroz.wordpress.com/affordable-couture/" target="_blank">"Affordable Couture" </a>and major fashion influencer.</i><br />
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<tr><td class="tr-caption" style="text-align: center;">Linda Arroz</td></tr>
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<b>About style: </b>"What works in our 20s and 30s may not work for us in our 40s. By the time you're 40 you may be well on your way to establishing a professional image in your career.
In your 20s, you were more carefree, experimented with fashion, had a lot of fun and maybe even changed jobs a few times.
The 30s bring about some clarity, maturity and are about building a body of work, perhaps having children."<br />
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<b>About trends:</b> "Unless you're a model, actress or exotic dancer, a lot of trendy stilettos may not work in your favor, especially at work.
That's not to mean you can't be fashionable.
A stylish platform pump with a high heel works for women in their 40s, while a shoe with 'no-heel' could make you look like you're trying too hard to be cool."<br />
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<tr><td class="tr-caption" style="text-align: center;">Indulge in the "no heel" look at your peril.</td></tr>
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<b>About classics:</b> "Some shoes are timeless, like a 2-inch heel pump with either a pointed or oval toe box. Find your fit in a shoe like this and buy it in the season's trend color or material, as well as black.
Try colored suedes in the fall, and leopard print, which has become a fashion classic, can be worn all year long in any style of shoe.
Looking fashionable from head to toe means evaluating the shoe.
Often the entire outfit is based around the shoe, if it's not right, everything looks off, regardless of your age, but especially in your 40s. If you work in a creative field, all bets are off.
You wouldn't wear shoes or boots with lots of buckles and studs with a work suit, unless you work for an advertising agency or as a fashion designer."<br />
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<b>About comfort:</b> "Comfort counts more as you get older, but you don't have to sacrifice style.
In your 40s you may be traveling or attending trade shows for work, or keeping up with your children.
A lot of high-end shoe designers like Stuart Weitzman say that lower heels and flats are their most popular styles.
Why else would the perennial ballet flat be so fashionable?
If your feet hurt, it will show, and body language gives off signals.
When you're in your 40s your confidence levels should be at an all time high. Don't give it all away because your desire to wear ill-fitting or higher heels won over logic.
Podiatrists and other medical experts have been telling us for years about the health hazards of wearing stilettos.
The higher the heel, the balls of the feet take on the bulk of your weight. Combined with a more narrow toe area, called the toe box, women experience a variety of problems like bunions and hammer toes.
Do an internet search for celebrity feet, for example, and you'll see links to ugly and hideous feet suffering from these exact issues.
Logic suggests that women's feet aren't shaped like a triangle, yet most women's shoes feature a narrower shape near the toes.
High heels and platform shoes are often the culprits in ankle and feet fractures.
I'm a fashion victim myself, having broken my left foot twice. The first time, my foot twisted sideways wearing cork wedgies, and a few years later, my fabulous burn out velvet platform slides bumped up against an uneven sidewalk and caused me to fall and twist the foot. I've since learned my lesson.
Try watching women walking in their high heels. You'll observe the instability of the feet and ankle.
Even runway models have been known to fall off their shoes. (<a href="http://mashable.com/2012/06/12/runway-models-falling/" target="_blank">Mashable</a> posted a compilation video of models slipping and falling on the catwalk.)<br />
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A classic example is from an episode of 'Sex & The City' (season four, episode 'The Real Me') when Carrie slipped and fell down on the runway."<br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-86681250317400393092012-10-28T12:45:00.000-07:002013-06-20T13:24:05.030-07:00Money: 100 Ways to Keep More Money in Your Pocket<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">Image courtesy <a href="http://www.flickr.com/photos/peasap/935756569/sizes/z/in/photostream/" target="_blank">peasap</a> from Flickr Creative Commons</td></tr>
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Last night some friends and I held a brainstorming session on Facebook about ways to save or make money. Here's what we have so far: <span style="font-family: 'Times New Roman'; font-size: 7pt;"> </span></div>
<blockquote class="tr_bq">
<span id="docs-internal-guid-723d0ddd-6340-f76a-3734-5fe105b48448"><ol style="margin-bottom: 0pt; margin-top: 0pt;">
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Hold clothing swaps with your friends – everyone brings their never-wear-but-too-good-to-get-rid-of clothes, shoes and accessories. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Shop at thrift stores.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Split entrees at restaurants, or take leftovers home.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Look on Craigslist or EBay first for electronics and furniture.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Ask your stylist to hook you up with haircolor so you can do your own roots in between visits. Drugstores also have root treatments that can help until your next appointment. And, if you find the right non-damaging product and you’re good enough to do it yourself, try home color. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Trade babysitting with friends.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Walk instead of taking cabs in NYC. It's usually quicker.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Make your own dog treats. Cheaper and you know what's in them.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Shop at farmers markets for in-season produce, which tastes better and is usually cheaper than the supermarket.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Don't order takeout or delivery unless there's a legit reason.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Buy food that won’t go bad quickly (such as oatmeal or beans) in bulk instead of cans.smaller portion … if the math works out. Sometimes you can also find crazygood sales on the smaller items. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Make your own coffee in the morning and bring it with you in a travel mug to work.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Negotiate with your phone company, cable company and Internet provider. They don't want to lose your business. I've only been paying a tiny amount for Internet service for years because I threaten to leave every six months.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Stop buying bottled water – for what other product would you happily pay a 1,000 percent markup?</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Get a soda stream and a water filter so you can make your own bubbly water to replace your ridiculous Pellegrino habit. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Stop smoking.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use both sides of the paper.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Stop emotional/impulse spending: If you're dying to get that dress/makeup/pair of boots, wait a day, see if you're still jonesing for it, then make the purchase.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Organize your stuff and have a place for everything: You'd be amazed how much extra stuff you buy when you're disorganized and can't find something you already have.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you do NEED really need a new dress shop at Ross or TJ Max or some suchanother discount store first... If you do buy a dress full-price, make sure you love it, it’s good quality, and that you can wear it for a few years. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">See if you can make Halloween costumes for your kids from stuff you already have (cowgirl, tourist, gypsy, zombie, nerd ), or swap costumes with friends or other parents.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">You don’t need that much meat. Try using half, or go meatless a couple days a week.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Re-evaluate how much you're paying in bank fees, insurance, credit cards, etc. Do a full financial inventory. Try calling to get the fees waived or lowered.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Shop in your closet. Look for fresh ways to wear forgotten items.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Read parking signs carefully and keep cash in the car so you never get a parking ticket.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Kids grow so quickly that some of the best clothes hardly have a chance to be worn – consider a hand-me-down arrangement with a friend or family member, consignment, or thrift-store search.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Cook at home. Take a yogurt and granola bar for breakfast, and pack a nice lunch of leftovers or soup or cold cuts.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Give up alcohol for a month and you'll save money and even lose weight.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Fabric painting and decorative patches: they save stains and holes in clothes, brighten them up and give them a new look.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Get worn boots and shoes that still look good resoled, don't throw instead of throwing them out.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Ribbons make great shoelaces.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use it up, wear it out, make it do ... or do without.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use your apps to keep an up-to-date inventory/shopping list.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use a lipstick brush to get every last drop of your favorite color!</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Thrift-shop online at Poshmark, Twice and Threadflip.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Trade skills at your local time bank: Some neighborhoods have organizations in which members can barter their time and skills for other goods and services.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Try getting it at Trader Joe's or the ethnic market before the regular supermarket.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<li dir="ltr" style="font-family: Arial; font-size: 15px; list-style-type: decimal; vertical-align: baseline;"><div dir="ltr" style="line-height: 1; margin-bottom: 0pt; margin-top: 0pt;">
<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Grow your own herbs.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">A chicken or turkey gets double mileage when you use the carcass for stew or soup.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use Freecycle and Craiglist to score free stuff. Sometimes it's yours for the asking.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">There's this thing called the library where you can get free books, music and movies. Seriously. For reals..</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Order cleaning supplies, health and beauty aids, diapers and other non-perishable stuff you replace regularly through Amazon.com Subscribe 'n' Save, which saves you a big percentage off the price, as well as time shopping and parking. If you’re a frequent online shopper, the Amazon Prime service is totally worth it: You get free shipping and access to hundreds of on-demand videos.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">What can you do as a side gig? Copyedit? Build websites? Babysit? Walk dogs? Housesit? Teach guitar? Draw pet portraits? Paint decorative mailboxes? If you think about it long enough you'll figure out your side gig. One person I know saved up enough from cocktail waitressing on her off-hours to put a down payment on a house.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Aside from the library, there's soooo much music you can listen to for free: try Spotify, Pandora and of course, you can go to the library and get music risk-free and download podcasts or live-streaming from your favorite radio station. (I’m a huge fan of Santa Monica’s KCRW.)</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Upcycle your clothes: Can that dated dress become a cool tunic top? With the flash of the scissors and a little sewing skill (or learn for free on YouTube) that unwearable cashmere sweater with the moth holes can turn into cute leg warmers or the best scarf ever. If you're good at it, you can sell your creations on Etsy.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use your fresh and perishable food first so it doesn't go bad. If necessary, develop a system in your refrigerator so that the food that needs to be eaten first is most accessible. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Join a Yahoo! online community specific to your profession, neighborhood , hobby, interest or kids’ age. You’ll be amazed how generous people can be with advice, discounts, insider information and gear. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use Gasbuddy or another app to help you find the least-expensive gas in your neighborhood.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">A neighborhood mechanic can change the oil just as well as your auto dealer can but usually for less. Shop around and develop a great relationship with someone who can work on your car. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Get your utility to come out and do a free energy audit of your home. You’ll learn low- and no-cost options for saving money on energy.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Combine trips and errands in the car to save gas and time. Don’t go to the store for just one ingredient – use what you have, improvise, or borrow from a neighbor.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use Netflix streaming ($9/month) and shut off cable ($30+/month)</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Dinners out with friends can get really expensive. Let your friends know you’re trying to save money and join them for a glass of wine, cup of coffee or dessert. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Shop for recycled building materials before you plan your home building or renovation, you might save thousands.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Slay your energy vampires: Unplug chargers and other devices when they’re not in use. Anything with a clock or light on it is still “on” when it says it’s “off.” You can also invest in a smart power strip that knows which devices don’t need to be energized 24/7.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">“Set and forget” your temperature with a programmable thermostat that keeps your air conditioning and heating from working too hard when you’re not in the house, but so you can come home to a comfortable room.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">A microwave uses far less power than an electric stove, and in the summer it won’t heat your home so you save on air-conditioning costs. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">CFL and LED lightbulbs use a fraction of the energy that incandescent bulbs do. They also create less heat, so your air conditioner doesn’t have to work as hard in the summer.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Do your holiday shopping year-round, and keep a “generic gift” box going so that you don’t need to blow your cash around the holidays.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Negotiate your property tax if that’s possible where you live. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Use the ATM for your bank so you don’t have to pay out-of-network fees. Most credit unions let you use any other credit union’s ATM for free.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Consider giving up either your landline or cell phone – keep the one you use the most.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Set up automatic deductions to a savings account that is not linked to your paycheck. You are less likely to spend what you can’t see. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Keep track of every penny you spend through a spread sheet or a program such as Mint, then take a good look at where your money is going and see where you can easily cut back.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Share a Netflix movie membership with a friend.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Cancel your cable and watch shows on DVD or directly from the channel’s website.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Develop a hobby and use what you make for gifts, or to sell on Etsy, eBay or your own website.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Borrow a special occasion dress you’ll only wear once from a friend.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Stop drinking soda, drink water instead. It’s better for you and will help your skin tremendously.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">See if your yoga studio or gym offers a work-study program in exchange for classes.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">That lint in the dryer? It’s your clothes slowly decomposing. Line drying saves energy and helps your clothes last longer.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Instead of going to a pet store or a breeder, adopt a pet from a shelter and take advantage of the low-cost vaccinations and spay/neuter service usually provided.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Evaluate your subscriptions: Are you really reading that newspaper and those magazines? Is there anything you could read for free online instead?</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Save gift wrapping, pretty shopping bags and tissue paper for wrapping other gifts.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Save and recycle last year’s Christmas cards by cutting them up and creating funky, unique collage cards with a new note on the back.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Cut the picture side of a card off and use it as a postcard.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">You’d be amazed how well vinegar and baking soda clean the house, toxin-free.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Honestly? You don’t need to wash your hair every day. Unless you work somewhere it gets really dirty.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">A full refrigerator or freezer is more efficient and costs less to run than an empty one. Even water jugs work just fine.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">A small crack around a door or your windows is the equivalent of a hole in your wall. Invest a couple dollars and a few minutes in weather-stripping your home so you don’t spend as much to heat and cool it. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Learn an incredible trick and bet people $5 that you can do what seems impossible. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Turn out lights when you leave a room. You know, like your dad said.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Moths can take out an entire winter wardrobe in a few days. Save soap slivers or cedar shavings in a zipper bag with holes poked in it, and store it with your clothes. You can also store clothes in a vacuum-sealed bag or sealed plastic container.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Most theaters in major cities have discount outlets where you can buy half-price tickets. You can also get on the theater’s mailing list for special deals.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you had a particularly good or bad customer experience, take a moment to write to the company – you may get a discount. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Book your air travel as early in advance as possible and use a service such a kayak.com to predict the best time to buy a ticket.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Adopt a low-maintenance hairstyle that suits your life – you’ll save time as well as money on products and frequent cuts.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you’re shopping for a specific make or model of a major purchase, such as a computer, camera or appliance and can’t find it used, go online to a shopping comparison site such as Shopzilla or Pricegrabber to find free shipping and the best deals.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">How much are you spending on storage? Do some hard math: Say you have $1,000 worth of items and you pay $150 a month to store them. That’s $1,800 per year you’re spending to keep things you rarely use. If you’re storing sentimental items that have absolutely no value, offer a friend with a bigger home half that to keep your stuff in her garage, basement or attic.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you have a separate living space or if you’ll be away for a while, consider signing up with a vacation rental service such as Vacation Rentals By Owner, which can match you up with someone happy to rent on a nightly, weekly or monthly basis.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Save hundreds of dollars by scouring thrift stores for eyeglass frames and getting your own lenses put it.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Sign up for a daily email from Dailyworth.com for free advice on ways to save, earn more and invest. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Stop impulse buying in the drug store. Before you go, see what you can use up or combine (if you’re like me, you may have two or three bottles of shampoo and several half-full body creams in rotation at any one time) before buying new.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Before springing for a hotel, post on Facebook or another network that you’re coming to town and need an inexpensive place to stay. Hopefully you’ll get an invitation from a friend or a friend-of-a-friend; otherwise you’ll at least have great insider scoops on cheap-but-good places to stay.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Before signing up for a costly gym membership, see if they’ll bargain with you. And also consider what natural resources you have for exercise – can you run in a nearby park, woods or beach? Is there a playground near you with exercise equipment?</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you’re considering going back to school and don’t necessarily need the credit, check out the multitude of free online educational lectures available from Ivy League professors and TED conference speakers. </span><a href="http://www.education-portal.com/" style="text-decoration: none;"><span style="color: blue; font-family: Cambria; text-decoration: underline; vertical-align: baseline; white-space: pre-wrap;">www.education-portal.com</span></a><span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"> is a good place to start.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">If you rent, be an amazing tenant. Any sane landlord may cut you a deal when your lease is up, or not raise the rent, in order to keep you there.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Make double and freeze half your dinner (and label the container!); you’ll have a full stock of ready-to-heat food so you won’t be tempted to order takeout when there’s nothing in the fridge.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">It’s one of the hardest conversations you’ll ever have, but talk to your parents about their wishes for what to do when they can’t take care of themselves and more, and what their expectations are. Planning for disability is much less expensive then paying retail for it or having to suddenly move house to accommodate an aging parent. </span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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<span style="font-family: Cambria; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;">Remember, everything is negotiable … the job offer, the housecleaner, the hotel room, the furniture store, the stuff you’re buying from Craigslist, the discount at the department store, the landlord, the caterer. Pretty much anything you can walk away from you can negotiate.</span><span style="font-family: Calibri; font-size: 16px; vertical-align: baseline; white-space: pre-wrap;"></span></div>
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-39295341544491147662012-09-17T22:47:00.001-07:002012-09-17T22:47:10.542-07:00Money: Is Owning a Home Your American Dream?<div dir="ltr" style="text-align: left;" trbidi="on">
Only one of about 1,000 press releases catches our eye here, like this one from TD Bank. (We came for the news but stayed for the infographic.) A recent study by TD Bank reveals that 64 percent of women believe homeownership is essential in defining the American Dream. In comparison, only 52 percent of men felt owning a home was important. Furthermore, aspirations of homeownership are more prominent with women, with 66 percent of current female renters stating they intend to own a home in the future as opposed to 57 percent of men.<br />
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What do you think? Is a home essential to YOUR American Dream?
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-49852528478131317672012-09-15T11:19:00.003-07:002012-09-15T11:20:46.216-07:00Money: It's Different for Women in Their 40s<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td style="text-align: center;"><a href="http://kbr0s10us.ambsolutions.com/images/Kevin_frame.gif" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" src="http://kbr0s10us.ambsolutions.com/images/Kevin_frame.gif" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Kevin Brosius</td></tr>
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Today's interview is with Kevin Brosius, president of <a href="http://wealthmanagement1.com/" target="_blank">Wealth Management, Inc</a>. He is a fee-only financial planner (which means he's not paid by an investment firm to sell their products) and investment advisor with offices in Allentown and Plymouth Meeting, Pa.<br />
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<b>1. By the time a woman hits 40, there are a lot of variables she may be facing financially, especially if she's dealing with a blended family, supporting a spouse, or starting over again financially. What are some of the most common financial situations you see for women in their 40s?</b><br />
<b></b>I used to do some work for a law firm, providing a financial overview for divorced couples after their divorce is final. 90% of those that took advantage of the session were women (average age 40-50) and overwhelmingly what I found was that most were legitimately surprised about their financial situation. I don’t think the post breakup financials for everything from current cash flow to retirement savings were properly thought out or negotiated. It can be devastating to find out that you can’t afford your home and have to move out.
Another issue I see with women is their desire to pay for their children’s college in full. Even divorced women with limited resources seem to want to go down this path. That can be a huge expense and usually a very difficult strain on family finances, especially if it is a single paycheck household. First thing I tell them is don’t commit to that for your children unless your retirement is fully funded.<br />
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<b>2. What are the most important ways a woman in her 40s should protect her assets, even if she is blissfully coupled? </b>
Make sure you have the appropriate levels of insurance. I think many women don’t give this enough due diligence. Disability Insurance is so very important as women age (men too for that matter). We are three times more likely to be disabled than die before we retire. If your employer doesn’t provide one as part of your benefits package, get a commercial package but don’t go without it. Have enough life insurance to provide for your family should something happen to you. There are many cases where the woman is the major breadwinner for the family. Should her paycheck suddenly disappear, it would be a real hardship. Also, check out long term care policies. Take a look in any nursing home, vast majority of residents are women. This care can really drawdown assets in a hurry. Get a quote for LTC, see if it fits your budget.<br />
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<b>3. What are the most fair ways to arrange or split finances if one partner makes more than the other? Or should it all just go in one pot?</b>
I like the single pot approach. However, I have created budgets for remarried couples. A lot of them have some kind of arrangement like 50-50 for all household expenses, groceries, etc. Then they are on their own for autos or other activities they want to do. Seems to work for those that I worked with. As long as the arrangement is understood upfront, it’s usually OK.<br />
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<b> 4. Anything else people should know? </b><br />
A lot of women in their 40’s don’t understand how their money is invested – like in 401ks or IRAs. They really seem to be clueless about this and that is very important to funding their retirement.
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<i>Where do you start to take control of your financial life? Read books, ask people, and you can also contact Kevin or another fee-only financial advisor through <a href="http://www.napfa.org/" target="_blank">NAPFA</a>.</i> <i>Happy planning!</i><br />
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-38494173373750475892012-09-05T22:42:00.003-07:002012-09-05T22:49:05.768-07:00Style: 40licious Women Getting Edgy with Their Hair<div dir="ltr" style="text-align: left;" trbidi="on">
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<tr><td class="tr-caption" style="text-align: center;">New York Times photo</td></tr>
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One thing you finally learn when you're 40licious, hopefully, is where your hair can and can't go. For example, in 1982, I decided I wanted an asymetrical cut, short on one side, angled down the back, then long on the other. Which would have been on trend if I had thick, straight, shiny hair. I do not have thick, straight, shiny hair. I have very curly hair with a mind of its own. And back then the best I could do in the way of styling produts was Dippity Do that I had to sneak into our shopping cart.<br />
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When you are 40licious, you are also, hopefully, rocking your own bad self. Like a slew of women 40 and older who are filing into salons demanding cuts on the wild side, reports the <a href="http://www.nytimes.com/2012/08/30/fashion/edgier-hairstyles-turn-up-on-clients-40-and-older.html?pagewanted=1&_r=2&ref=fashion">New York Times</a>.<br />
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Come on, how about a few pink tips, just to keep it fun?
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40licioushttp://www.blogger.com/profile/09712854489136361499noreply@blogger.com0tag:blogger.com,1999:blog-4726704770816244478.post-17564652240046792072012-08-06T22:58:00.003-07:002012-08-06T22:58:55.066-07:00Relationships: After the Worst Dates Ever, What Next?<div dir="ltr" style="text-align: left;" trbidi="on">
<i>Today's post comes from Marcy Miller, author of <a href="http://www.amazon.com/Rebooting-Beverly-Hills-Navigating-Dating/dp/1610880463/ref=sr_1_1?s=books&ie=UTF8&qid=1344318492&sr=1-1&keywords=rebooting+in+beverly+hills">Rebooting in Beverly Hills</a>, who needed to figure out what came next after being married for most of her life.
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<a href="http://rebootinginbeverlyhills.com/wp-content/uploads/2012/06/cover-flat_mini1.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="461" src="http://rebootinginbeverlyhills.com/wp-content/uploads/2012/06/cover-flat_mini1.jpg" width="350" /></a>After a self-esteem damaging divorce -- my husband cheated with a younger woman and discarded me like day-old sushi -- I needed positive reinforcement that I was still desirable. Being over 40 in our youth-obsessed society also added to my anxiety. I needed professional dating help but I did not know where to turn.
I kept up my active social schedule, I continued to ask friends and acquaintances to be fixed up. But dates were few and far between, and the idea of a professional dating guru became more and more attractive.<br />
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One day I happened to be talking to a friend about matchmaking services, and she told me that she had just heard about a single woman in West Los Angeles running her own private dating agency. She tracked down the cell number, and I called immediately.
Harmony wanted to meet the next day at a neighborhood Starbucks to interview me. She clearly wanted to make sure that I was datable before taking me on as a client. She would not even tell me how much her service cost. I was game for a latte and a little fun.
She was there early, and I felt like a model on a runway. She looked me up and down, had me twirl around and then whipped out her MacBook to show me her line-up of eligible men. I must admit, the array was very impressive. She had me pick those whom I found attractive and then read me short bios on each. It was like picking out chocolates at See's Candies. I was having a great time with no calories.
The time arrived for her sales pitch. She charged $2,500 for a woman and $5,000 for a man for an annual membership, with a $5,000 premium if she made a marriage. She handed me her contract, and as a good lawyer, I changed the language so that the marriage premium was to be paid by the man. I could only hope that this clause would be used.<br />
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I wrote a check on the spot and could not wait to be introduced to one of her stable of bachelors.
First, she needed a picture for her female computer line-up. She sent me to her photographer (another $200) to have some pictures taken in pre-approved venues. I was draped across the sidewalk and leaned against the back of a Porsche. It was all very contrived but I did as I was told.
About two weeks later, she called with the first date. It turned out that the way she worked was to show my picture to the men and see if they were interested in meeting me. She would then send me their pictures with a brief bio -- usually formulaic. "Seth is a lawyer who likes fine dining, travel, movies, romance." I knew that I would agree to meet every person she sent. After all, she was the professional and I wanted to get my money's worth.<br />
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The first date did not start well. He called and asked where we should meet for a drink. I suggested a well-known lounge in Beverly Hills. He said that he did not want to drive that far, and suggested another place quite far from my home. The message was clear -- I was not worth his time, and it was fine for me to brave rush-hour traffic. But seeing as this was my maiden voyage on the see of matchmaking, I acquiesced.
At least he looked exactly like his picture, which wasn't bad. He ordered a glass of merlot for each of us without asking me what I liked to drink. He then droned on and on about his children, his lousy ex-wife, his golf game and the knee he injured while skiing, never once asking me a question. When I managed to interject a word into his monologue, he ignored it.
Finally, I had had enough. I looked at my watch and explained that I had to leave. He stopped abruptly and told me that I owed fifteen dollars. Shocked that he expected me to pay, I slapped a twenty dollar bill on the table and started toward the door. He stayed seated, finishing his wine.
As I was about to drive away, I discovered that, in my haste, I had left my sunglasses on the table and rushed inside to retrieve them. What I found was my date drinking from my half-filled, lipstick-stained glass of red wine. Instead of ordering more for himself, he was drinking the dregs of a stranger's glass.<br />
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When I arrived home, I emailed Harmony: "I will not bore you with the details, but my date was a heathen and should not be dating anyone of our species." I was beginning to worry that my $2,500 might not have been the wisest investment.
As it turned out after five more equally miserable dates, I had thrown the money down the drain. My advice: Beware of matchmaking services unless you are permitted to speak with other clients who have been successful or are given one free match.<br />
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So how do I spend my time instead? I found a new group of single friends of all ages. They have more time to spend with me and have more in common with me anyway. They give me dating advice and are more interested in girl talk and female bonding. They are looking for company at art exhibits, gallery talks, movies, lectures, spa time and even travel. They have free nights and weekends, as do I, to pursue all the fun things a great city has to offer.
My new friends are fun, smart, engaging women of all ages. I also bought a pair of season tickets to the opera, symphony, and theater and invite a different new friend to dinner and a show.
Now, when I bump into women from my old married life, many of whom disappeared, I honestly am grateful for the time I spent with them. But it reminds me how fortunate I am to have my new women friends -- they are now like family to me.
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